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  • Fed Raises Fee Trigger for TILA and HOEPA Disclosures

    first_img Share Attorneys & Title Companies Federal Reserve HOEPA Lenders & Servicers Mortgage Disclosures Service Providers TILA 2011-06-13 Carrie Bay June 13, 2011 504 Views The “”Federal Reserve””:http://www.federalreserve.gov is raising the dollar amount of mortgage fees that triggers additional disclosure requirements under the Truth in Lending Act (TILA) and the Home Ownership and Equity Protection Act (HOEPA).On Monday, the central bank’s board of governors “”published its annual adjustment””:http://www.federalreserve.gov/newsevents/press/bcreg/bcreg20110613d1.pdf to the rule, bumping the[IMAGE][COLUMN_BREAK]amount of the fee-based trigger up 3 percent to $611, effective January 1, 2012. Currently that threshold is set at $592.The Federal Reserve board is required to adjust the dollar amount that triggers requirements for certain home loan disclosures every year, based on the annual percentage change reflected in the consumer price index.The adjustment does not affect the rules for “”higher-priced mortgage loans”” adopted by the board in July 2008, the central bank explained. Coverage of mortgage loans under the July 2008 rules is determined using a different rate-based trigger. HOEPA restricts credit terms such as balloon payments and requires additional disclosures when total points and fees payable by the consumer exceed the fee-based trigger or 8 percent of the total loan amount, whichever is larger. The statute requires creditors to comply with the HOEPA requirements when points and fees are more than this designated limit.center_img in Government, Origination Fed Raises Fee Trigger for TILA and HOEPA Disclosureslast_img read more

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  • Mortgage Applications Jump Highest Since 2009 MBA

    first_img June 13, 2012 415 Views Adjustable-Rate Mortgage Agents & Brokers Fixed-Rate Mortgage HARP Housing Affordability Lenders & Servicers Mortgage Applications Mortgage Bankers Association Mortgage Rates Processing Refinance Service Providers 2012-06-13 Ryan Schuette in Data, Government, Origination, Servicing Sharecenter_img Mortgage Applications Jump Highest Since 2009: MBA Mortgage applications jumped by 18 percent from the week earlier, riding a refinance wave to numbers not seen since 2009, according to the “”Mortgage Bankers Association””:http://www.mbaa.org/default.htm (MBA).[IMAGE]The trade group found that the Refinance Index climbed up by over 19 percent from the week before, reaching the highest level for an index since April 2009. The refinance share of mortgage activity soared to 79 percent of total volume.[COLUMN_BREAK]””Michael Fratantoni””:Michael Fratantoni, VP of research and economics with the group, said in a statement that “”[r]efinance volume increased as borrowers were able to lock in at mortgage rates below 4 percent, and purchase application volume was its highest level in over six months.””He added that loans refinanced through the Home Affordable Refinance Program steadied in recent weeks at roughly 28 percent of refinance applications.The average refinance loan size climbed to $226,576, up from $219,664 in April. The largest purchase loans stood at $357,978 in the Pacific region.The Purchase Index meanwhile increased by 13 percent from the week before and by 23 percent on an unadjusted basis. The average loan size for a home purchase stateside rose from $238,135 to $226,576.The adjustable-rate mortgage (ARM) share of activity hovered at around 5 percent of application volume from the week before.With the exception of 30-year fixed-rate mortgages with jumbo balances, which fell to 4.12 percent from 4.13 percent, mortgage rates largely went up over last week, the MBA said.last_img read more

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  • Stewart Announces Departure From Delinquent Loan Servicing Operations

    first_img Delinquent Loan Servicing Operations real estate Stewart Information Services Corporation 2015-07-24 Seth Welborn July 24, 2015 462 Views Stewart Information Services Corporation’s net income nearly tripled year-over-year in the second quarter up to $17.1 million and $0.72 per diluted share from $6.3 million and $0.27 per diluted share, but rapidly declining volume in the default space has prompted the Houston, Texas-based real estate services provider to exit delinquent loan servicing operations, according to an announcement from Stewart.Stewart’s mortgage services segment generated $58 million in revenue during Q2, a 62 percent leap from the same quarter in 2014 when it generated $35.8 million in revenues. While acquisitions closed in Q3 and Q4 2014 resulted in favorable year-over-year revenues, rapidly falling demand for delinquent loan servicing and continued pricing pressures exiting, delinquent loan servicing-related contracts resulted in a quarter-over-quarter decline of 8.9 percent in Q2, according to Stewart.”Given the weak demand outlook for these services, our offerings no longer meet our scale and margin requirements,” said Matthew Morris, CEO of Stewart. “As a result, we have made the strategic decision to exit our delinquent loan servicing operations, and we anticipate taking a related charge in the third and fourth quarters totaling approximately $5.0 to $7.0 million. This decision will focus capital and resources on our business units that we believe have the strongest future for continued and stable growth including centralized title, loan origination and capital markets offerings.”Stewart’s pretax loss in the mortgage services segment increased from $2.3 million in Q2 2014 up to $3.3 million in Q2 2015 while pretax income held steady at $2.7 million year-over-year. Charges relating to severance costs totaled approximately $0.9 million for Q2 2015, according to Stewart.”While this decision was difficult, we are committed to improving our consolidated pretax margins, and this action will support that objective,” Morris said. “We are not exiting any business lines we recently acquired and we will retain our expertise in providing services to the delinquent loan market. Our remaining mortgage services operations constitute a core set of diversified offerings that satisfy the needs of lenders seeking to manage vendor risk in a heightened regulatory environment.”Stewart’s title segment performed well in the second quarter, generating pretax income of $72.8 million on revenues of $469 million, which calculates to a margin of 15.5 percent. In Q2 2014, Stewart’s title segment garnered pretax income of $45.6 million on revenues of $406 million for a margin of 11.2 percent. Sharecenter_img Stewart Announces Departure From Delinquent Loan Servicing Operations in Headlines, Newslast_img read more

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  • Understanding Financing Options for Manufactured Housing

    first_img August 7, 2018 689 Views Understanding Financing Options for Manufactured Housing in Daily Dose, Featured, News, Origination Restrictive zoning and expensive financing are holding back the production of more manufactured homes. According to a recent study by the Urban Institute, helping people understand their financing options for manufactured housing could increase the demand for these homes as a viable affordable housing option.In a report that looks at demystifying this segment of the housing market, researchers at the Urban Institute looked at how financing for manufactured housing (MH) differed from that for traditional housing units or properties.It found four key differences. First, the market was served by a small group of specialized lenders, second, the average loan size for manufactured homes was small; third refinancing was rare and was usually done by general lenders; and fourth cash was the most preferred means of a transaction for manufactured homes, especially for used units.Giving details about these four aspects of lending for manufactured homes, the report, which used the Home Mortgage Disclosure Act data to classify manufactured housing lenders, revealed that for the small group of specialized lenders serving this market, 90 percent of their single-family business came from manufactured housing. This compared with specialty lenders for whom 15 to 90 percent of business was for manufactured housing and general lenders for whom the manufactured housing slice of total lending activities stood at 15 percent.”Of the five lenders that offer the most loans to purchase manufactured housing, 78 percent of the lending is originated by three MH lenders, two of which dominate the market: 21st Mortgage (20,956 loans) and Vanderbilt Mortgage (11,365 loans),” the report revealed. “The MH lender San Antonio Credit Union was in fifth place, with 2,902 loans.”Loans made by MH lenders were also generally more likely to be chattel or personal property loans compared with mortgage loans, which were preferred by general lenders.When it came to loan sizes, the report revealed that the median loan size for manufactured homes was $72,000 compared with $199,000 for single-family homes. “This reflects MH’s role as a source of affordable housing,” the researchers at Urban Institute said. Within the manufactured housing market, the report indicated, the average loan size for borrowers served by general lenders was $90,000 compared with $56,000 for MH lenders and $58,000 for specialty lenders.While MH lenders and specialty lenders were more popular with originating loans, refinancing was rare in this sector and usually done by general lenders, the report found. In 2016, the refinance share for single-family homes was 45 percent compared with 26 percent for MH loans, in part because of the lack of cash-out refinancing opportunities for MH. The report indicated that 84 percent of refinance mortgages for MH were made by general lenders.”Although we don’t have nationwide data on cash sales of manufactured housing, data from the Texas Manufactured Housing Association show that in Texas, the most popular state for manufactured housing, 56.9 percent of manufactured homes in 2016 was purchased using cash,” the report said.In fact, cash sales were more prevalent for used properties than new ones, with 32 percent of new homes purchased by using cash and 74 percent used homes purchased by using cash.center_img Share Chattel Loans homes HOUSING manufactured homes mortgage Refinance Single-Family Urban Institute 2018-08-07 Radhika Ojhalast_img read more

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  • The first charter vessel carrying Zespri SunGold k

    first_img The first charter vessel carrying Zespri SunGold kiwifruit from New Zealand is now on its way to Asia following an early start to the season.The company says the Southampton Star departed from Tauranga Harbour Sunday evening carrying around 3,000 pallets of fruit from the Bay of Plenty, after earlier picking up 1,600 pallets of fruit from Gisborne.With the crop now bound for Shanghai, China and Kobe, Japan, this marks the start of what promises to be another bumper crop, with the single desk marketer’s chief grower and alliances officer David Courtney forecasting export volumes of 600,000 pallets.“This will mean we’ll have more than 18,000 containers to ship this season,” says Courtney.”We’re also expecting to use 45 charter vessels – three to move our kiwifruit to Northern Europe, twelve to service our Mediterranean markets and thirty to take fruit up to Japan, China and Korea. “For the first time, Zespri expects to supply more gold kiwifruit than green this campaign. Australian table grape season in China “outstandin … “Last season we supplied 76 million trays of Green and 65 million trays of SunGold,” says Courtney. “Our latest estimates indicate we are on track to supply more than 75 million trays of SunGold this season, while Green is expected to be below 75 million trays.“Most of our growing regions have had a very dry summer which means we’re certainly expecting a great tasting fruit this season.”Greater China and Japan remain Zespri’s two most significant markets and are expected to continue to perform strongly as Zespri expands into new areas within these countries.”Zespri is still seeing strong growth in China and Japan led by increasing consumer demand for SunGold and more broadly, we’re seeing some excellent results in South East and East Asia,” says Courtney.”With the first shipment of Zespri’s SunGold Kiwifruit now safely aboard, we look forward to introducing the goodness of kiwifruit and its health benefits to consumers across the world and continuing to move closer to our goal of increasing our global kiwifruit sales to $4.5 billion by 2025.”Photo: Jamie Troughton/Dscribe Media Services Chinese companies have stopped buying U.S. agricul … Huge increase in Chilean D’Agen plum exports to Ch … center_img March 24 , 2019 You might also be interested in Chinese fruit store caught falsely labeling dragon …last_img read more

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  • Six years after selling Purity Organic Greg Holzm

    first_img Six years after selling Purity Organic, Greg Holzman and Steve Akagaki have rejoined forces to create TerraFresh Organics (TFO), a new organic fruit company that will focus on supplying organic citrus, mangos, stone fruit and grapes to North America.TerraFresh Organics, in partnership with Harbinger Group, shares a commitment to organics with Misionero, Green Wave Farms and Vertical Foods.The company, which will source primarily from the U.S., Mexico, Ecuador and Peru, has established grower partnerships and plans a full roll-out of organic fruits under Misionero’s Earth Greens label.“We are excited to join with the Harbinger Group of companies,” said Greg Holzman, co-founder and managing partner of TerraFresh Organics.“The Harbinger Group’s working knowledge, grower network, distribution model and commitment to the organic space is unparalleled. The opportunity to work with Green Wave Farms, Vertical Farms and Misionero is a once in a lifetime opportunity for us and I’ve never been more excited about our future.”As a veteran of the produce business, I believe the time’s right to reengage with organic farmers as the category continues to thrive.” July 09 , 2019 Leading fruit breeders form alliance to fight risi … Colombia: ICA confirms TR4 quarantine in effect on … California table grape crop forecast down on sprin … center_img Supplying fresh, organic fruit has remained a passion for Holzman and Akagaki since they began working together over 30 years ago. In 1985, Holzman invested in an apple orchard, and within two years, successfully converted it into an organic farm. Shortly after, Holzman recruited Akagaki for his vast experience in the produce industry and Purity Organic/Pacific Organic Produce was born.The two set out to not only support organic farmers, but also to seek conventional growers whose farms could be converted into organic farms. Holzman and Akagaki strategize to fill windows in the market to supply organic fruit year-round.“We are thrilled to be reviving past partnerships and developing new, strategic relationships with growers and farmers,” said Steve Akagaki, co-founder and managing partner of TerraFresh Organics.“The partnership with the Harbinger Group brings us technology and other resources that are crucial to being a top-tiered supplier. It allows us the ability to service our customers and build programs that meet the growing expectations of today’s consumer,” he said.”The world has gotten smaller, the choices greater and the competition has become fiercer. I believe TerraFresh Organics is well-positioned to be a leader in the organic category.”Greg Holzman and Jason Laffer, the newest additions to the TerraFresh Organics family, will be attending the Organic Produce Summit this week. The representatives will be at the Misionero booth #819. You might also be interested in Australia forges custard apples’ future, tests pro … last_img read more

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  • AgencyHelloworld TravelMelbourneVictoria

    first_imgAgencyHelloworld TravelMelbourneVictoria “I am proud to be a part of an amazing brand and truly believe when you do what you love and have a passion and drive for customer service as well as for the travel industry it doesn’t feel like a job but a long- time investment” said Meral. Awarded State Manager of the Year for Victoria at the recent Helloworld Travel Owners Managers Conference, Meral Murgoski has just opened her second Helloworld agency.The 20-year travel industry veteran, and owner of Helloworld Travel Watergardens, filled the day with guest, food and fun activities on Monday 9 July to celebrate the opening of her newest Melbourne store, Helloworld Travel Caroline Springs.last_img read more

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  • In conjunction with the release of the brochure Sc

    first_imgIn conjunction with the release of the brochure Scenic has unveiled a variety of great Earlybird savings, with offers including savings of up to $1,400 per couple.Book by 30 April 2019 and receive:· Free flights on selected journeys of 15 days or longer· Partner fly’s free on any journey of 15 days or longer· Earlybird savings of $300 per couple of any journey of nine days or longer.The Pristine Wonders of New Zealand 2019/2020 brochure features six itineraries ranging in length from six to 24 days, across the North and South Islands; including a six day tour focused on the beautiful Bay of Islands and the 24 day Ultimate New Zealand program covering both North and South Islands. Scenic has revamped its New Zealand offering with a selection of enhanced Scenic Freechoice options in the new Pristine Wonders of New Zealand 2019/2020 brochure which also includes a new Taste of the Bay tour sampling local olive oil chocolate, cheese and honey, and day trip to Akaroa now includes a cruise with opportunities to spot dolphins; penguins and fur seals. brochureNew ZealandSceniclast_img read more

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  • Comments  

    first_img Comments   Share   TEMPE, Ariz. — Arizona Cardinals President Michael Bidwill sounded confident when discussing the decision to relieve head coach Ken Whisenhunt and general manager Rod Graves of their duties.Explaining that the decisions were necessary but not easy, he praised the job the two men have done over their time in the Valley.“Both are really good people, really good families who worked really hard to put this team in a position where it is and get us to our first-ever Super Bowl appearance, get us to back-to-back NFC West championships, and get us to a point where we really stabilized this organization after we opened the new stadium,” he said. Where the Cardinals go from here will ultimately decide whether this was the right decision. Did Whisenhunt deserve the ax? It’s hard to argue he didn’t. Will it pay off in the end? Only if the next coach leads to improvement.Now the attention turns to whom Bidwill will tab to take over.Giving no specific timetable and noting how the holidays and playoffs may delay the search a little, Bidwill brought up current Cardinals defensive coordinator Ray Horton, Denver Broncos offensive coordinator Mike McCoy and former Philadelphia Eagles coach Andy Reid as those who he plans on speaking with about the job. He also alluded to the possibility of other coordinators and college coaches being part of the search.“I’m looking forward to getting involved in that and jumping into that process and getting moving forward on it right away,” he said.Of the names discussed, Reid may be the most intriguing. The deposed Eagles coach compiled a 130-93-1 mark in Philadelphia, won the NFC East seven times and guided the team to Super Bowl XXXIX. He’s a retread, but not in the way most view the term. And if the coach was being honest when he praised quarterback Kevin Kolb before trading him to Arizona, the biggest knock against the Cardinals is now gone. After all, in Reid’s mind the team would have a quality QB on the roster to go along with its stout defense and future Hall of Fame wide receiver.But I digress.Whether Bidwill goes with the flashy choice in Reid, the popular choice in Horton or someone else, the next coach will have some big shoes to fill.Because while Whisenhunt’s tenure in Arizona would be little to write home about elsewhere, guiding the Cardinals to competency like he did certainly is. The last three seasons do not erase the previous three, and now that it’s all said and done, he departs as the winningest coach in franchise history.Indeed, the decision to relieve him of his duties comes with risk as well as disappointment.But it’s a move that had to be made. Derrick Hall satisfied with D-backs’ buying and selling Grace expects Greinke trade to have emotional impactcenter_img The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo Former Cardinals kicker Phil Dawson retires Top Stories But alas, things went south over the last three seasons, with the Cardinals winning just 18 of 48 games and just four away from the friendly confines of University of Phoenix Stadium. Bidwill brought that up, and it is the central reason why the move he made had to be made.Quite simply, the Cardinals were not winning football games.Bidwill said this was a decision he had made “over the last several weeks” before finally settling on it Sunday night. The Cardinals losing 11 of their last 12 games this season certainly played a role, though it does not appear as if this was at all a rash decision made in the heat of the moment. It was instead made with the goal of getting the Cardinals back to where Whisenhunt had once taken them, which is the great irony in this entire situation.The coach’s own success led to his demise.“When you look at the opportunity we had to go to the Super Bowl and getting there, that’s something that I want to get back to,” Bidwill said. “I want to get back to winning football.“It’s a lot more fun to be winning football games and having the excitement around this organization and so that’s why I felt it was time to make a change.”last_img read more

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  • 4 Comments  

    first_img 4 Comments   Share   Progress for BucannonThe Cardinals have been without dollar backer Deone Bucannon for the first two games — and the entire training camp. But he’s making progress, and there’s a growing sense he might even be ready to step in on Monday.“He’s getting real close,” Arians noted. “He looked good today. He was flying around.”If he is able to go, Bucannon would give Arizona a versatile presence to utilize in the middle of the defense, though Arians said he would be on a snap count. Still, just having him work into the rotation would ease some of the pressure off the other linebackers, including rookie Haason Reddick.Peterson vs. BryantThe Monday Night Football crew will likely be zeroing in on one matchup, in particular, this week. Patrick Peterson has more than established himself as one of the truly elite shutdown corners in the league, and he’ll be facing one of the NFL’s most skilled, physical and aggressive receivers in Dallas wideout Dez Bryant.“Two great players,” Arians explained. “Pro Bowl players, All-Pro players going at each other all day long. So, neither one of them is going to back off. That’s for sure.” Ultimately, that might mean nothing. The Cardinals have an extra day to prepare for their home opener on Monday, and Nelson could easily be ready to go. If he is, he’ll resume his role as a dangerous deep threat and Arizona’s best hope for any semblance of a quick-strike offense.If this lingers, however, the Cards could be facing yet another significant obstacle early on in the 2017 season. Last week’s injury report looked far too extensive for a team that had only played one game at the time. And while they did manage to finally knock off the Colts in overtime on Sunday, the absence of guys like Brown, Humphries, David Johnson and Mike Iupati was very noticeable.One of the main players who stepped up was Nelson. His performance — five catches for 120 yards and a touchdown — was a major catalyst for Arizona’s fourth-quarter rally. Nelson now leads the team with 10 receptions and 163 yards through two weeks. He also has two of the Cardinals’ three offensive scores this year, and has found the end zone nine times in his last 11 outings, dating back to 2016.Again, this could be nothing. He could play Monday and everything could be fine. But when an emerging playmaker whose game is predicated on blazing speed has any sort of hamstring issue, it’s at least worth monitoring. Top Stories With his team trailing so quickly, Elliott finished the day with just nine carries for eight yards. And the Dallas offense, as a whole, looked lost while trying to rally for most of the game. The Cardinals would love to put the Cowboys in a similar situation at University of Phoenix Stadium on Monday. TEMPE, Ariz. — When Bruce Arians addressed the media on Thursday afternoon, his injury update seemed pretty uneventful.“The only people that did not practice were John Brown and D.J. Humphries,” Arizona’s head coach explained. “Everybody else was limited. A very, very spirited practice, an excellent practice.”On the surface, that looks pretty predictable. Both Brown and Humphries were likely to miss the Monday Night showdown with the Dallas Cowboys anyway. But when the injury report was released a short while later, J.J. Nelson was revealed as one of those others that was limited with a hamstring issue. Arizona Cardinals’ Deone Bucannon signs autographs for fans before an NFL football game against the Indianapolis Colts, Sunday, Sept. 17, 2017, in Indianapolis. (AP Photo/Michael Conroy)center_img Opposing teams typically shy away from Peterson’s side of the field, but Bryant is such a big part of the Cowboys’ offense that they might not have a choice but to challenge him at least a few times.“Pat’s been doing this for 10 years now, guarding No. 1 receivers,” Tyrann Mathieu pointed out. “So he’s excited about it. It’s going to be fun. Going to be a fun matchup.”Quick startEven though the Cardinals never seemed to truly get going in Week 1, they did jump out to an early 10-0 lead vs Detroit. The same could not be said this past Sunday though, as Arizona carried just three points into the fourth quarter.“Starting faster,” Larry Fitzgerald answered, when asked what the main keys to success will be for his club in Week 3. “You know, being able to get a good running game, a good flow, a good balance to our offense earlier and often. Being able to have those sustained drives where we’re executing on those third-and-shorts. Things like that.”Grabbing an early lead is always important, but it could be vital this week with the nation watching. Dallas sped out to a 16-0 lead over New York in Week 1, then leaned on Ezekiel Elliott to essentially run the Giants right into the ground. Last week, however, Denver was able to jump all over the Cowboys, building a 21-7 lead in the second quarter and never looking back in a 42-17 win. Grace expects Greinke trade to have emotional impact The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo Derrick Hall satisfied with D-backs’ buying and selling Former Cardinals kicker Phil Dawson retireslast_img read more

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  • Nuremberg Christmas MarketGo back to the enewslet

    first_imgNuremberg Christmas MarketGo back to the e-newsletterScenic still has availability on its Christmas Markets river cruise in 2016 for guests wanting to experience a true European winter. Plus for 2017, guests can also choose either a Christmas Wonderland river cruise or a land tour to Canada offering a traditional white Christmas.Travel to Europe for the festive lights and traditional Christmas markets which begin in late November. From charming villages to great cultural centres sail the grand waterways on a 15-Day Christmas Markets river cruise from Amsterdam to Budapest and enjoy the festive sights and sounds along the way. Wander the beautifully lit towns, sample festive delicacies such as mulled wine and hot chestnuts, and shop for handmade gifts and decorations in the traditional markets of Cologne – home to the largest Christmas tree in Germany – as well as Rothenberg, Nuremberg and Vienna.For anyone wanting to spend Christmas Day and New Year’s Eve in Europe in 2017; soak up the festive atmosphere on board a Scenic Space-Ship on a 16-Day Christmas Wonderland river cruise from Amsterdam to Budapest. Celebrate Christmas Day in the city of Durnstein and enjoy traditional Christmas dishes and midnight mass. Extend your stay and spend a couple of days taking in the breathtaking city of Prague before ringing in the New Year.Or in 2017, opt for a traditional white Christmas in the Canadian mountains on a 14-Day Christmas in the Rockies tour. Travel from Victoria to Calgary and enjoy one night aboard the ‘Snow Train’ from Vancouver to Jasper, take a sleigh ride along the lakeside trail to the end of majestic Lake Louise and celebrate Christmas with a traditional Christmas Day brunch and dinner at either the Fairmont Banff Springs or the Fairmont Chateau Lake Louise.Aleisha Fittler, GM Journey Design, commented: “Christmas and New Year is a really popular time for people to travel with many people choosing to get away so they don’t have to worry about anything at this really busy time of year. It is particularly popular for families and we often have multiple generations sailing with us at Christmas. We love that our guests choose to spend it with us and go out of our way to make their festive experience extra special.”Go back to the e-newsletterlast_img read more

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  • UKbased airline bmi will launch new flights to Te

    first_imgUK-based airline bmi will launch new flights to Tel Aviv from the UK beginning next month. A new non-stop service between London Heathrow Airport and the Israeli city will be launched from March 30th.The services will operate out of the airport’s Terminal 1 and will add to the flights along the route that were launched last year.Bmi also announced that business class and premium economy travellers will be offered additional perks on the route from May 3rd.Peter Spencer, managing director of bmi, said: “We are giving our customers a real choice with greater flexibility especially for those connecting regionally from within the UK and/or flying onward to the USA.”Our A330 aircraft features an excellent Business Class service, including fully flat beds and complimentary Chauffeur Drive on selected fares as well as our world leading Premium Economy seats with 50 inches of legroom, 12 inches more than competitors.”Last month, the carrier announced that it is set to launch new flights from London Heathrow to the Ukrainian capital of Kiev five times per week. ReturnOne wayMulti-cityFromAdd nearby airports ToAdd nearby airportsDepart14/08/2019Return21/08/2019Cabin Class & Travellers1 adult, EconomyDirect flights onlySearch flights Map RelatedCheap UK flights to Vienna launched by bmibmi has announced new flights to Vienna from London HeathrowLaunch of cheap flights to Berlin from Heathrow this monthCheap flights to Berlin from London Heathrow are being launched by bmiNew Moscow-Tomsk route set for winter launchTransaero Airlines is set to launch daily flights between Moscow and Tomsk.last_img read more

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  • Related TripWolf app of the weekTripWolf app o

    first_img RelatedTripWolf – app of the weekTripWolf – app of the weekTravel vaccinations: Everything you need to knowSo, you’ve got your flights, you’ve booked your accommodation, now all that’s left to do is get yourself protected. When travelling abroad, it’s always a good idea to get up to speed with which travel vaccinations you might need, when to get them and how much they cost. Here, we’ve…Flight Geek of the Week – Laura WilsonFlight Geek of the Week – Laura Wilson Sometimes travel guides can all start to sound the same, whether in book or web form. If you’re feeling like you’ve heard it all before and it was boring the first time around, Jaunted.com’s fresh, lighthearted approach to travel is just what you need.At Jaunted, it’s all about the trivia, though there are many relevant and useful travel tips among the fun facts and gossip. But if you’re weary with the worthy, self-styled ‘pop culture travel guide’ Jaunted.com should perk up even the most jaded traveller. Sections like “What Not To Do In …”, “Most Shocking McDonald’s” and “Celeb Travel” are entertaining and humorous as well as immensely addictive. Now where were we? Ah yes, ‘The Top Ten Gross Things People Do on Airplanes’…See more websites of the weekReturnOne wayMulti-cityFromAdd nearby airports ToAdd nearby airportsDepart14/08/2019Return21/08/2019Cabin Class & Travellers1 adult, EconomyDirect flights onlySearch flights Map Jaunted.comlast_img read more

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  • David S Wyman Holocaust scholar dead at 89

    first_imgDavid S. Wyman, Holocaust scholar, dead at 89 by Hillel Italie, The Associated Press Posted Mar 15, 2018 10:11 am PDT Last Updated Mar 15, 2018 at 10:40 am PDT AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email NEW YORK, N.Y. – David S. Wyman, a leading scholar of the U.S. response to the Holocaust whose “The Abandonment of the Jews” was a provocative, bestselling critique of everyone from religious leaders to President Franklin Roosevelt, died Wednesday at age 89The David S. Wyman Institute for Holocaust Studies announced that Wyman died at his home in Amherst, Massachusetts, after a lengthy illness. Wyman was a professor emeritus at the University of Massachusetts, Amherst.The grandson of Protestant ministers, Wyman was in graduate school when he began a long-term quest to learn what was done on behalf of the millions of Jews rounded up and murdered by the Nazis and their collaborators during World War II.He was best known for “The Abandonment of the Jews: America and the Holocaust 1941-45,” which came out in 1984 and sharply intensified a debate that began during the war. Drawing upon private and government records and contemporary media accounts, Wyman found widespread indifference and hostility to the Jews in Europe, even as their systematic extermination was conclusively documented. He faulted religious organizations, Jewish and non-Jewish; mainstream newspapers and movies; and the anti-Jewish feelings of the general public.The federal government was slow to act, enforcing strict immigration quotas and refusing to bomb the concentration camps; waiting until well after the Holocaust had begun to establish a War Refugee Board, then forcing the agency to rely mostly on private funding. The blame rose right to the top, with Roosevelt, who Wyman alleged was more concerned about angering anti-Semites than about helping the Jews.“If he had wanted to, he could have aroused substantial public backing for a vital rescue effort by speaking out on the issue,” Wyman wrote, calling Roosevelt’s inaction the low mark of his presidency. “It appears that Roosevelt’s overall response to the Holocaust was deeply affected by political expediency. Most Jews supported him unwaveringly, so an active rescue policy offered little political advantage. A pro-Jewish stance, however, could lose votes.”Elie Wiesel, the Nobel laureate and Holocaust survivor, praised Wyman for his “courageous, lucid, painful book.” And “The Abandonment of the Jews” received several honours, including the National Jewish Book Award, and a nomination from the National Book Critics Circle.Most scholars accepted his general argument that the U.S had done too little, but some disagreed with individual aspects, such as whether the U.S. could have disrupted or destroyed the Nazi camps. Roosevelt defenders, meanwhile, believed Wyman had failed to appreciate that the president’s options were limited.“FDR well understood that it would be fatal to let the war be defined as a war to save the Jews,” historian and Roosevelt biographer Arthur M. Schlesinger Jr. wrote in Newsweek in 1994, around the time a television documentary based on Wyman’s book aired. “He knew that he must emphasize the large and vital interest all Americans had in stopping Hitler, and that is what he did. And he knew that winning the war was the only way to save the people in the concentration camps.”Wyman continued his investigations with “The World Reacts to the Holocaust” and “America and the Holocaust,” a 13-volume compilation of documents used for “Abandonment of the Jews.” He would often invoke the Holocaust as a defence of Israel. “I’d come here and die for Israel if I were ever of any use,” he said in 2012 while speaking at the Yad Vashem Holocaust memorial in Jerusalem.A book released in 2013, “FDR and the Jews,” by Richard Breitman and Allan J. Lichtman, contended that Roosevelt had been judged too harshly and that his actions compared favourably to those of future presidents responding to genocide.In response, the Wyman Institute published Rafael Medoff’s “FDR and the Holocaust: A Breach of Faith,” which alleged that Roosevelt had a long history of anti-Jewish actions and opinions. (Ironically, Roosevelt was often the target of anti-Semitic attacks in his lifetime, with some opponents labeling the New Deal programs of the Depression the “Jew Deal”).Wyman was born in Weymouth, Massachusetts, in 1929 and recalled his parents imparting “not just tolerance, but a high degree of respect for all different people.” He studied history as an undergraduate at Boston University and received a Ph.D. from Harvard University in 1962. He had intended to focus on the Progressive era of the early 20th century until he had an epiphany while walking in Cambridge, Massachusetts, where Harvard is located.“Out of nowhere comes this question: What did the United States do while the Jews were being persecuted and mass-murdered?” he would recall.Wyman taught elementary school and high school in Massachusetts and New Hampshire and was a history lecturer at Clark University and Northeastern University before joining Amherst in 1966 and remaining for 25 years.In 1950, Wyman married Mildred Smith, with whom he had two children, Jim and Teresa. Mildred Wyman, often called Midge, died in 2003.last_img read more

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  • Dec 18 Baki Season 1 Ellen DeGeneres Relatable

    first_imgDec. 18Baki (Season 1)Ellen DeGeneres: RelatableIp Man 3Terrace House: Opening New Doors Actor Rachel Brosnahan is shown in a scene from “The Marvelous Mrs. Maisel” in this undated handout photo. Rachel Brosnahan returns to her Golden Globe and Emmy-winning role as a 1950s housewife turned comedian in “The Marvelous Mrs. Maisel.” THE CANADIAN PRESS/HO, Amazon Prime Video, Nicole Rivelli *MANDATORY CREDIT* What’s new on Netflix Canada, Crave and Amazon Prime Video in December Dec. 9Counterpart (Season 2) A look at what’s scheduled to be added to the catalogues of streaming services Netflix Canada, Crave and Amazon Prime Video in December:TOP PICKSNetflix is building on its reputation for Christmas cheer with a sleigh full of new holiday-themed TV episodes. Among the offerings are special editions of the baking show “Nailed It!,” anime series “Neo Yokio” and preschool kids adventure “Super Monsters,” all due on Dec. 7. The platform will deliver a winter solstice episode of “Chilling Adventures of Sabrina” and a special for “Prince of Peoria” on Dec. 14.Christmas is happening on Crave in a big way this month, too, as the service formerly known as CraveTV merges its selection with the cable channel formerly known as The Movie Network. That means plenty more holiday movies are among its offerings, including favourites “Home Alone” and “Home Alone 2: Lost in New York,” “Love Actually” and the less-conventional Christmas gem “Die Hard,” all on Dec. 1. Another oddity, the killer shark comedy “Santa Jaws,” arrives on Dec. 7Rachel Brosnahan returns to her Golden Globe and Emmy-winning role as a 1950s housewife-turned-comic in “The Marvelous Mrs. Maisel.” The second season opens with Midge (Brosnahan) forging ahead with her unlikely career — a secret she’s keeping from her family. “Maisel” has been a darling of critics and the TV industry, which handed its creators eight Emmy awards, including ones for supporting actress Alex Borstein, writing, directing and casting. The latest season debuts on Amazon Prime Video on Dec. 5. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to RedditRedditShare to 電子郵件Email Dec. 12Back Street Girls: GokudolsOut of Many, One Dec. 15Dolphin TaleSherlock Holmes: A Game of Shadows Dec. 13Wanted (Season 3) Dec. 28Uncle Drew Dec. 13The Fight Game With Jim LampleyGG Allin: All in the Family Dec. 15Peter Holmes: Dirty Clean Dec. 14Chilling Adventures of Sabrina: “A Midwinter’s Tale” (Holiday Special)Cuckoo (Season 4)Fuller House (Season 4)Inside the Real NarcosInside the World’s Toughest Prisons (Season 3)Prince of Peoria: A Christmas Moose Miracle (Holiday Special)RomaSunderland ‘Til I Die (Season 1)The Fix (Season 1)The Innocent Man (Season 1)The Protector (Season 1)Tidelands (Season 1)Travelers (Season 2 & 3)Voltron: Legendary Defender (Season 8) Dec. 4Blue Planet II (Season 1) Dec. 27Adventures In Public School Here are the lists of movies and TV shows expected in December. Release dates are subject to change. CRAVE Dec. 23RoomWatership DownDec. 24Hi Score Girl Dec. 16PaddingtonSpringsteen on Broadway Dec. 10Vice Special Report: The Panic Artists Dec. 25Marvel Studios’ Avengers: Infinity War Dec. 26Alexa & Katie (Season 2)You Dec. 28Instant HotelLa noche de 12 anosMurder MountainSelection Day (Season 1)When Angels SleepYummy Mummies (Season 1) Dec. 66 Below: Miracle on the Mountain Dec. 21AgnelliThe Adventures of Paddington (Season 3)Isle of DogsJersey Shore: Family VacationKayak to KlemtuLuckyMoonrise KingdomPaddington Goes to the MoviesSommore: A Queen With No Spadescenter_img by The Canadian Press Posted Nov 27, 2018 2:19 pm PDT Dec. 2Camping (Season 1)My Brilliant Friend (Season 1, new episodes weekly)Sally4Ever (Season 1, new episodes weekly) Dec. 29Eating Animals Dec. 4The Heart of Christmas Dec. 12EntanglementThe Godfathers of HardcoreWexford Plaza Dec. 7Dan vs. (Season 1)Death Wish (2018)GunpowderIceboxThe Newspaperman: The Life and Times of Ben BradleePorndemicRainbow MagicRoom 104 (Season 2, new episodes weekly)Santa JawsSay Her Name: The Life and Death of Sandra Bland Dec. 8Spider-Man (2002)Spider-Man 2 (2004)Spider-Man 3 (2007)The Amazing Spider-Man (2012) Dec. 3The National Tree Dec. 20Gemini Dec. 11Jeff Beck: Still on the RunMomentum Generation Dec. 25Ready Player OneResident EvilDoomScott Pilgrim vs. the World Dec. 5American PieAmerican Pie 2American WeddingBruce AlmightyEvan AlmightyWentworth (Season 6) Dec. 14BlockersCorporate (Season 1)Drunk History (Season 5, Part 2)Emperor’s Newest ClothesHappening: A Clean Energy RevolutionHead Case (Seasons 1 and 2)Loud Krazy LoveLove, SimonOm Nom Stories (Season 2)The White Princess Dec. 11Vir Das: Losing It Dec. 22Frontier (Season 3) NETFLIXDec. 1BattleConor McGregor: NotoriousCrossroads: One Two JagaGet SmartHellboyLittle Women (1994)Man vs Wild with Sunny Leone (Season 1)Mary and The Witch’s FlowerMemories of the Alhambra (Season 1, new episodes weekly)PriestResident Evil: AfterlifeRock DogUnknownYes Man Dec. 213Below: Tales of Arcadia7 Days OutBack With the ExBad SeedsBird BoxDerry GirlsDiableroGreenleaf (Season 3)Last Hope (Season 1, Part 2)PerfumeSirius the Jaeger (Season 1)Struggle: The Life and Lost Art of SzukalskiTales by Light (Season 3)The Casketeers (Season 1)Wolf (Boru) (Season 1) Dec. 3Hero MaskThe Sound of Your Heart: Reboot (Season 2) Dec. 1Arthur ChristmasA Christmas Carol (1951)A Christmas Carol (1997)Home AloneHome Alone 2Die HardDie Hard 2Gotta Catch Santa ClausA Hollywood Hound’s ChristmasLove ActuallyMichael Bonacini’s Christmas at the FarmMike Judge Presents: Tales From the Tour Bus (Season 2)Miracle on 34th Street (1994)One World Kitchen: Our Favourite Holiday RecipesOne World Kitchen Bakes the HolidaysSonic Christmas BlastWatts Up For the Holidays: Spencer’s Ultimate Christmas Recipes Dec. 28Fingerlings Tales (Season 1)The Fingerlings Show (Season 1)JFL: All Access (Season 6)SuperflySwan Princess: A Royal MyzteryLife of the PartySuper Duper Sumos (Season 1)AMAZON PRIME VIDEODec. 5The Marvelous Mrs. Maisel (Season 2) Dec. 25Absentia Dec. 75 Star Christmas (Natale a 5 Stelle)Dogs of BerlinDumplin’Free Rein: The Twelve Neighs of ChristmasMowgli: Legend of the JungleNailed It! Holiday! (Holiday Special)Neo Yokio: Pink ChristmasPine Gap (Season 1)ReMastered: Who Killed Jam Master Jay?Super Monsters and the Wish StarThe American MemeThe Hook Up Plan (Plan Coeur)The Ranch (Season 3, Part 2)Trolls The Canadian Presslast_img read more

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  • September 12 2000 Construction manager Toni Fragi

    first_imgSeptember 12, 2000Construction manager Toni Fragiacomo and September workshopperLinda Roby fill the concrete mixer getting the material ready for today’s pour.Photo by: Doctress Neutopia Arcosanti workshoppers,Gail and John Wolcrott, help to screed the concrete within the wooden framefor the silt cast panel. Photo by: DoctressNeutopia At the end of the working day, the constructioncrew, poses for a photograph beside the finished silt panel. The panel willbe set into place as a key panel after the proper curing time for a least threeweeks. Photo by: DoctressNeutopiacenter_img Stephen Cote and Ray Shong work spreading out the concrete for the pre-castsilt panel for theEast Crescent Complex Phase Five. Photo by: DoctressNeutopialast_img read more

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  • November 12 2003 LIGHT SCOOP PANEL Continued fro

    first_imgNovember 12, 2003LIGHT SCOOP PANEL (Continued from 10/04): The fourth and final siltcast panel is ready to be placed in Unit 6 of the East Crescent.[Photo: Siobhan Watts & aa & text: kh] (Left) Ron Chandler operates the crane. With help from the construction crew, he lowers the panel into place. (Right) Eli Michael, designer of the panel, makes sure that the fit is satisfactory.[Photo: aa & text: kh] The light scoop has a new beautiful roof.[Photo: aa & text: kh]last_img

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  • November 21 2007 The BABEL CANYON model has come

    first_imgNovember 21, 2007 The BABEL CANYON model has come out of storage and prepared to travel to the Musée de la Civilisation in Québec, Canada. It will be shown from January 16, 2008, to April 19, 2009 in The BABEL CANYON model has come out of storage and prepared to travel to the Musée de la Civilisation in Québec, Canada. It will be shown from January 16, 2008, to April 19, 2009 in BABEL CANYON was designed for a population 250,000 in an arcology about 800 meters high [according to Paolo Soleri’s book “City in the image of Man”]. Designed on a curve-square plan of about 1 kilometer per side, Babel Canyon is like a series of skyscrapers perforating three pyramidal and multifunctional configurations. The lower one covers the servicing entrails of the city. The other two are the containers of residential and public functions. As for many of the arcologies there is a very large light-and-air well running on the vertical axis. The sloping configurations produce a variety of spatial systems of inward or outward character. The environmental characters would be very diverse, with almost opposite rhythms of space, light and dimension. This model was built by Soleri and students at Cosanti in 1969, and has been part of many exhibitions. [Photo & text: from City in the image of Man] A new crate had to be built out of certified wood. Staff from CRATERS AND FREIGHTERS in Phoenix came and build the crate on site, packed and cushioned the model for overland transport. The model was picked up by US ART, a transport company that specializes in transportation of exhibitions. We hope to have photos once the exhibition opens and will report more on this at that time. [Photo & text: sa]last_img read more

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  • December 24 2008 HAPPY HOLIDAYS Best Wishes f

    first_imgDecember 24, 2008 HAPPY HOLIDAYS! Best Wishes for the Holiday Season to the Cosanti and Arcosanti alumni, friends and family near and far. [Photo: tt & text: sa] HAPPY HOLIDAYS! Best Wishes for the Holiday Season to the Cosanti and Arcosanti alumni, friends and family near and far. [Photo: tt & text: sa]last_img

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  • Car chips to fight illegal fuel trade in the north

    first_imgThe Turkish Cypriot authorities plan to chip cars and fuel vendors in a bid to put an end to unregistered vehicles and illegal fuel trade.‘Deputy prime minister and minister of finance’ Serdar Denktash told daily Kibris on Wednesday that the new system aimed at putting an end to unregistered cars and abolishing the illegal fuel trade.Denktash said once the law passed, they would open a tender for the chips and the software. He expected implementation by the end of 2017.With the new system, drivers will no longer have to wait in line to pay their road tax. Instead, the tax will be included in the price of petrol, meaning the more one drives, the more tax they will pay.Denktash also said with the new system, imported fuel will be tracked until it went into the vehicle, putting an end to illegal sale of fuel in the north.“We are not thinking of increasing the price of fuel by more than one per cent, despite the fact that the draft foresees an increase between one and eight per cent,” Denktash said.He added that the price of fuel will be raised to pay the cost of the chips that will be inserted into the fuel tanks and equipment that will be installed at petrol stations.“Once the chipped car enters the petrol station and approaches the pump, data will automatically be uploaded to the system. It will then be known whether the car had undergone inspection and insurance had been paid.”He said only those who paid for their inspections and insurance will be sold fuel and added “if they want to get more expensive fuel, they can go and buy it from the south.”A litre of petrol costs around €0.90 in the north. The owner of an average passenger vehicle pays around €100 a year in road tax.The new system will warn drivers that the renewal date of their insurance and vehicle inspection are approaching by sending text messages to their mobile phones.Denktash said owners who do not fulfil their requirements will not be given any fuel.In the meantime, Turkey is considering bringing in the same system as a security measure as it will allow cars that might be used in terrorist attacks to be tracked online.You May LikeTruthFinder People Search SubscriptionOne Thing All Liars Have in Common, Brace YourselfTruthFinder People Search SubscriptionUndoFigLeaf Beta AppFigLeaf brings You 3 Easy Steps to Privacy on Your Terms…FigLeaf Beta AppUndoAll Pro SaverClever Homeowners With Existing Mortgages In California Are Doing ThisAll Pro SaverUndo Concern over falling tourism numbersUndoTurkish Cypriot actions in Varosha ‘a clear violation’ of UN resolutions, Nicosia saysUndoTwo arrested in connection with attempted murderUndoby Taboolaby Taboolalast_img read more

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